Fees & Charges

Live Now

Returned chequeAED 100
Cheque book (20 leaves)First cheque book FREE on opening LIVE NOW account. AED 20 for each additional cheque book

Debit Card
only for Live NOW

Replacement / Re-issuance of card AED 25
Fee for using on Commercial Bank of Dubai ATMsFree
Fee for using other banks' ATMAED 2 per withdrawal
Balance enquiry on other UAE banks' ATMAED 1
Declined transaction in other banks' ATMsAED 1
Fees for using an ATM outside the UAELocal charges apply
Processing fee for foreign
currency transaction
2%

NOW Visa
Signature Card

Additional card Free
Lost or stolen cardAED 100
Cash advance transaction AED 100 or 3% (whichever is higher)
Cash advance interest (applies from date of transaction) 3% per month (a new rate of 3.49% will be effective from 09 June, 2017)
Late payment chargeAED 209
Over credit limit chargeAED 209
Interest rate on purchases 2.25% per month (a new rate of 2.99% will be effective from 09 June, 2017)
Processing cost for Balance Transfer2% of the balance transfer amount (waived for a limited time)
Interest for Balance TransferFree for 12 months!
Balance Transfer cancelation chargeAED 100
Setup cost for Transfering cash to
a bank account
Free
Repayment Interest for Transfering cash to
a bank account
3 to 12 months0.99% per month
13 to 24 months1.50% per month
25 to 36 months2.50% per month
Cancellation or early pay-off cost
for Transfering cash to
a bank account
AED 100
Repayment time and costs
for Easy Payment Plan (EPP)
on your purchase
Repayment timeInterest RateProcessing FeeCancelation Fees
3 months 0%1%AED 100
6 months0%2%AED 100
12 months0%3%AED 100
Repayment time and costs
for Easy Payment Plan on (EPP)
your card balance
Repayment timeInterest RateProcessing FeeCancelation Fees
3 months 0%1%AED 100
6 months 0%2%AED 100
12 months 0%3%AED 100

Money
Transfers

SWIFT/Telex transfer within UAE AED 1
SWIFT/Telex transfer within Gulf countriesAED 15
SWIFT/Telex transfer to other countriesAED 20
Manager's ChequeAED 30
Demand draftsAED 30
Certified cheque AED 30
Stop payment of
Demand Drafts/Manager's Cheque
AED 50
Money transfer cancellationAED 50
Manager's Cheque cancellation AED 20
Recall of money transferAED 100
Incoming payments for currency accounts
(AED, USD, Euro, GBP)
Free
Payment to bank in UAE
favoring third parties
by SWIFT/Telex through Central Bank
AED 75

Other
Services

Normal cheque clearingLocal clearing - Free
Special cheque clearing
to other banks (per cheque)
AED 100 (same emirate)
AED 150 (other emirate)
Payment by Manager's Cheque
from other banks (per cheque)
AED 30
Payment through Central Bank
from other banks (per cheque)
AED 75
Due and Post dated cheques deposited for collection AED 10 Per cheque
Cheque withdrawn prior to
due date or replaced (PDC)
Free
Extension of due date for cheque Free
Stop payment charges per cheque AED 50
Set up standing orders AED 50
All other standing order transactionsCharges as per MC/DD Swift charges
Non-execution of standing order
due to lack of funds [per reminder]
AED 25
Standing order amendment charges AED 25
Live NOW doesn’t require a minimum average balance


Free